Terms of Service

Effective date: October 23, 2026. By using U4US Hub, you agree to these Terms of Service and agree to use it lawfully without disrupting its operation, availability, or the rights of others.

Financial & Market Data Disclaimer. All calculators, 162 currency exchange rates, stock widgets, crypto trackers, charts, formulas, and written materials are for informational and educational purposes only. They are not financial, investment, tax, accounting, legal, brokerage, banking, or trade execution advice; nor a recommendation, offer, solicitation, or guarantee of any investment, transaction, or outcome. Market data can be delayed, incomplete, inaccurate, unavailable, or different from executable bank, broker, or exchange prices. Independently verify information and consult qualified professionals before making financial, tax, legal, or trading decisions.

No warranties and limitation of liability. U4US Labs provides U4US Hub on an “as is” and “as available” basis without warranties, express or implied. To the maximum extent permitted by law, U4US Labs and its contributors are not liable for direct, indirect, incidental, consequential, special, or punitive loss arising from use of, inability to use, or reliance on the site or third-party data. Your use is at your own risk.

Third-party websites, widgets, APIs, and advertisements have their own terms and policies. We may change, suspend, or discontinue features at any time. These terms are governed by applicable law and create no agency, partnership, employment, or fiduciary relationship.